What's your home's current value?
Your best estimate is fine. Not sure? Check Zillow or Redfin — takes 30 seconds.
What's your mortgage balance?
Check your most recent statement or your mortgage servicer's app. Most people don't know this off the top of their head — that's completely normal.
Do you have a HELOC?
A Home Equity Line of Credit is a secondary loan against your home. If you're not sure, you probably don't.
Are both of you in agreement to sell?
This is the question that shapes everything else. There's no wrong answer — including "we haven't decided."
Do you know mortgage financing will be needed?
Keeping the home often means refinancing, assumption, or new financing. Do you already know financing is part of your path?
Do you own multiple properties?
This helps us flag whether your situation needs a more detailed strategy session.
Calculating your estimate
Running the numbers…
See your full results.
You have about $— of equity, with your share estimated at $—.
That's just the starting point. Your personalized results show the 2–3 paths that actually fit your situation — what each one costs, what each one protects, and which one most people in your exact position choose.
Add your email below to see your personalized path forward.
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Here's your equity.
This is an estimate based on what you shared. Your actual share depends on state law (community property vs. equitable distribution), any prenuptial or postnuptial agreements, separate property claims, and lender qualification. The number above is a starting point — not a settlement figure.
Here's your path forward.
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Your 2–3 real options.
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Three non-negotiable checks.
These apply to every path. Skip them and you risk outcomes even a good attorney can't undo.
Mortgage ≠ title
Being removed from the title does not remove you from the mortgage. The deed and the loan are separate documents.
Lender approval required
Any financing change (refinance, assumption, new loan) requires the lender's approval and income qualification.
Agreements ≠ guidelines
Your divorce agreement doesn't override lender guidelines. What you agree to must still be financeable.
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