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Ending Your Marriage: Separation vs. Divorce vs. Annulment

FAQ
How to End a Marriage Legally

Are you considering ending your marriage but confused about the differences between a separation and a divorce? Wondering if you might be able to get an annulment? Each option offers different benefits and drawbacks. In most states, there are three ways to end a marriage: divorce, separation, or annulment.

Divorce to end your marriage

A divorce is the most legally recognized and the only truly final way to end your marriage, besides annulment—which is incredibly difficult to get (see below). To be divorced, you must obtain a divorce judgment or final decree (a court order or legal document dissolving your marriage). All of the details of your parting ways with your spouse are documented in your divorce paperwork (how you've divided all assets, debts, properly, parenting arrangements and any support payments).

Divorces are granted on your state's "no-fault" or "fault" grounds. States that allow fault grounds have lists of conditions that qualify. These include adultery, criminal sentencing and mental illness. These grounds need to be proven in court. No-fault states usually do not require evidence of why you want a divorce. However, the behavior of one or both parties can impact other matters, such as custody or alimony. This is particularly true if evidence of abuse exists.

 

Can separation end your marriage?

A divorce or annulment is the only legal way to end a marriage and, in most states, the only way you can remarry. However, there are many reasons why a separation might be better for you.

Trial separation

Many couples who are considering ending their marriage begin with a trial separation. All of the legal rules of marriage apply here. During this "break" you and your spouse can decide if you wish to reconcile or divorce. While a trial separation is beneficial so you don't make any impulsive decisions, it's useful to set ground rules on things like finances, property and parenting to avoid conflict during the trial. You might want to consider entering into a postnup with your spouse.

Permanent separation

A permanent separation means you live apart and do not intend to reconcile. Most of the same married legal rules apply. But some states may allow you to change property rights if you live apart. A permanent separation may also allow you to keep your assets or debts to yourself. This means any assets or debts accrued after your date of separation only belong to the person who accrues them.

However, you will need to prove the specific date of separation if you wish to have these rights changed and to avoid potential consequences. In some states "date of separation" (DOS) is the date that you either file your divorce or indicate to your spouse that you want a divorce. For states that use DOS, assets, income or debts accrued after your date of separation only belong to the person who accrues them.

Legal separation

If you are sure the marriage is over but you do not want (or for whatever reason cannot get) a divorce, you may opt for a legal separation (if your state allows one). A legal separation means while you are no longer married, you're not divorced either – and cannot remarry. The court order does include all of the details divorce papers would, though.

Both parties can work out settlement agreements and custody arrangements, or allow the court to decide. It's almost always best for the couple to decide. If you need help, consult a mediator, lawyer, legal coach, or financial advisor. A legal or separation order can also establish how property rights and responsibilities, as well as parenting rights and custody.

Why opt for a separation over a divorce?

So, why would you opt for any type of separation if you have grounds for (and want) a divorce? Here are some of the most common reasons to opt for a separation:

  • To continue filing taxes jointly
  • Religious reasons
  • Want or need to keep existing insurance
  • Feel it is in the children's best interests to stay legally married
  • Personal opposition to divorce

Can you get an annulment to end your marriage?

Put more simply, an annulled marriage is a marriage that never existed in the eyes of the law. There's a common misconception that if you regret your marriage soon after exchanging vows, you can simply undo it with an annulment. The truth is, there are usually only four scenarios in which an annulment may be granted – and it's not easy to prove.

What are the court-accepted reasons for annulment?

  • An incestuous or bigamous relationship
  • One (or both) spouse was a minor on the date of the marriage
  • One lacked the mental capacity to marry (an “unsound mind")
  • One spouse was physically unable to consummate the marriage

For the court to grant the annulment, the Petitioner must prove at least one of these conditions exists. This can be very difficult. If you believe you may qualify for an annulment, a competent, licensed lawyer in your jurisdiction can be a huge help.

There are some exceptions state by state. For example, if you live in another state but visit Vegas, party too hard, somehow end up in a chapel and find yourself married, you can likely qualify for a relatively easy annulment in Nevada.

The biggest reason to seek an annulment instead of a divorce is that you want to totally undo the marriage like it never happened. You can check the "Single" box on all documents going forward, instead of the "Divorced" box. If your religion does not allow divorced individuals to remarry, an annulment allows you to marry again.

Still have questions? Schedule a free 15-minute call with Hello Divorce, or book a legal coaching session. We can guide you through the process of legal separation or divorce. We can also help with annulments, but most people who choose that option opt to speak with a lawyer to make sure that they likely qualify for one.

FAQ

What are the legal ways to end a marriage?
Most people file for divorce (also called dissolution). Annulment voids a marriage if specific grounds apply. Legal separation doesn’t end the marriage but creates enforceable orders for parenting, support, and property while you live apart.

Do I need to prove fault to get divorced?
In most states, no-fault divorce is available. You typically state that the marriage is irretrievably broken or that there are irreconcilable differences.

What residency rules apply before filing?
States and some counties require residency for a set period before filing. Check local rules so you file in the right place at the right time.

Where do I file the case?
File in the trial court that handles family cases for the county where you or your spouse lives, following your state’s venue rules.

How long does the process take?
It depends on your state’s waiting period, the court’s schedule, and whether your case is contested. Agreements generally finalize faster than litigated cases.

What forms are typically required?
Expect a petition or complaint, a summons, financial disclosures, and—if you have children—parenting forms. To finish, you’ll submit a judgment or decree and a written agreement if you settled.

What if my spouse won’t sign or respond?
If your spouse is properly served and doesn’t respond by the deadline, you may request a default judgment according to your state’s procedure.

Can mediation help us reach agreement?
Yes. Mediation can resolve property, support, and parenting terms, saving time and cost. Many courts encourage or require it before trial.

Can I restore my former name in the divorce?
Usually yes. Include the request in your petition or final judgment so you can update your IDs and records.

What happens with children during the case?
Courts issue temporary and final orders for legal and physical custody, parenting time, decision-making, and child support. Jurisdiction follows state law and the UCCJEA.

How to End a Marriage Legally

Choose your legal path.
Decide between divorce (dissolution), annulment if your situation meets specific grounds, or legal separation if you need orders without ending the marriage.

Check eligibility and venue.
Confirm residency and any waiting periods, identify the correct court, and review local rules.

Prepare core filings.
Complete the petition or complaint, summons, initial disclosures, and any parenting forms. Request restoration of a former name if you want it.

File with the court.
Submit forms through the court’s e-filing system or clerk’s office. Pay the filing fee or apply for a fee waiver if you qualify.

Serve your spouse.
Arrange lawful service or obtain a signed waiver. Track the response deadline and any temporary hearings.

Exchange disclosures and set temporary terms.
Provide financial information and consider temporary orders for parenting time, support, and use of property while the case is pending.

Resolve issues or prepare for hearing.
Negotiate or mediate a written settlement. If issues remain, follow the court’s process for conferences and trial.

Submit final judgment.
File your settlement and judgment/decree for the judge’s signature, or appear for the final hearing if required.

Complete post-judgment updates.
Update your name (if changed), beneficiaries, titles, insurance, accounts, and parenting tools to match the court’s orders.

ABOUT THE AUTHOR
Co-Founder & President
Divorce Preparation, Divorce Process, Divorce Guidelines, Legal Insights

Heather is Hello Divorce's co-founder, President and Chief Content Officer, and our resident expert on divorce rules, procedures and guidelines across the states. Heather uses her content background, deep legal knowledge, and coding skills to author most of our state-specific divorce software. Heather joined Hello Divorce two months into a planned year-long vacation from the start-up world because she was convinced that the legal world is one of the only things left that truly needed disruption. Since her expertise (obsession) is making complex, frustrating processes easier – and even enjoyable – for consumers, Heather leads the product, customer service, marketing, and content teams at Hello Divorce.

Heather has a Master's in Journalism from Northwestern University and a BA from the University of Notre Dame. Heather lives in California with her husband, two kids, and too many pets. You can often find her answering Hello Divorce's free info calls on weekends, and in her free time, she dabbles in ukulele, piano, and electric bass.