Info and Documents You Need for Financial Disclosures in Colorado
Most of our clients are surprised to hear that even when they’ve reached a full agreement on all divorce-related issues, financial disclosures are still required for both parties. While Hello Divorce may be handling the bulk of your divorce process, the following is a list of the documents that you will still need to have ready so that you can get your mandatory financial disclosures completed (Step 2).
Summary of mandatory documents
- Sworn Financial Statement
- Income tax returns (past 3 years, personal and business federal income tax)
- Personal financial statements (past 3 years)
- Business financial statements (past 3 years)
- Real estate documentation (all real property w/ personal or business interest)
- Personal debt (most recent statements)
- Investments (most recent statements)
- Employment benefits (most recent statements)
- Retirement plans (most recent statements)
- Bank/financial institutional accounts (most recent statements)
- Income documentation for each income source for the current AND previous calendar year, as well as the final income statement of the past year
- If self-employed: sworn statement of gross income, a summary of business expenses necessary for producing income, and net income for the three months before filing a petition or the post-decree motion
- Employment and education-related childcare documentation: average monthly costs (only if child support is an issue)
- Insurance documentation (current): documents relating to life, health, or property insurance
- Extraordinary children's expense documentation (only if child support an issue)
For the Colorado court's detailed version of this list, go here.
If you don’t have all this information as you work through Step 2, don't worry! You can easily edit it later or send it to us to include later. We know this is a lot – but it’s the hardest part of the forms/intake process. So once this is behind you – you’ll be that much closer to completing the process. One step at a time...
FAQs
What are financial disclosures in a Colorado divorce?
They’re forms listing income, assets, debts, and expenses to ensure financial transparency.
Are financial disclosures required in every Colorado divorce?
Yes. Both spouses must complete them, even in uncontested cases.
When do I have to complete my financial disclosures?
Within 42 days after the divorce petition is served.
What forms are included in Colorado financial disclosures?
The Sworn Financial Statement (JDF 1111) and Certificate of Compliance (JDF 1104), plus supporting records.
Do I need to file my financial disclosures with the court?
No. You only file the Certificate of Compliance.
What happens if a spouse doesn’t complete their disclosures?
It can delay your case or lead to court penalties.
Step-by-Step: Completing Financial Disclosures in Colorado Divorce
Gather your financial documents
Collect pay stubs, bank statements, tax returns, and debt records.
Complete the Sworn Financial Statement (JDF 1111)
Accurately list income, assets, debts, and expenses.
Attach supporting documents
Provide copies that verify your financial details.
Serve your disclosures on your spouse
Exchange within 42 days of being served.
File the Certificate of Compliance (JDF 1104)
Submit it to the court once disclosures are complete.
Review and update if needed
Revise your disclosures if your finances change before final judgment.
Watch: Colorado Divorce Financial Disclosures: A Comprehensive Guide
