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Divorce Financial Planning by the Hour (CDFA)

$300.00 - $1,500.00

Whether you are just beginning to explore separation from your spouse or you’re already in the process, a CDFA can help you and your spouse understand how finances should be handled.

Divorce Financial Planning by the Hour (CDFA)

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Need financial guidance? Ask one of our certified divorce financial analysts (CDFAs)

Whether you are just considering a separation from your spouse or you’re already in the divorce process, a CDFA can help you and your spouse understand how finances should be handled.

 

What does a CDFA do?

A financial planner or certified divorce financial analyst (CDFA) helps couples come to a divorce agreement using their knowledge of tax law, asset distribution, and financial planning. Hello Divorce has CDFAs available to help in all states.

A well-trained divorce financial planner can help you understand the value and tax pitfalls of your marital estate. They can help propose or analyze settlement options, assist in completing your mandatory financial disclosure, and accurately estimate child and spousal support.

When your divorce becomes final, your divorce financial planner can also make sure your settlement is optimized to put you in the best position to thrive.




How can a CDFA help me?

Here are some of the ways our CDFAs help clients before, during and after divorce:

  • Review and analyze assets, debts, income and expenses
  • Help prepare or review court required financial disclosures
  • Provide financial consulting regarding proposed settlement options
  • Identifying and estimating value of marital and separate property including retirement accounts and stock options
  • Propose various options for child and spousal support
  • Make recommendations for division of property and debts
  • Understand short and long term financial implications of different settlement scenarios
  • Explore creative "win-win" settlement options
  • Resolve financial disputes between spouses
  • Review child related expenses and develop a plan
  • Determine a post-divorce/separation budget
 

What happens during your meeting?

The nature of your preparation for a meeting with a Certified Divorce Financial Analyst (CDFA) depends on why you’re meeting with the CDFA. 

For example, if you have questions pertaining to the house, it might be helpful to have an approximate value of the house and a list of any other information that seems relevant. If you have a question about retirement accounts, it would be helpful to have a statement (online or paper) from the date of marriage (if possible) as well as current times. 

Court filing fees vary by county and state and are not included in the divorce plan price.

Meet some of Hello Divorce's CDFAs:

Jeff

Divorce Finance Expert (CDFA)

Sandra

Divorce Finance Expert (CDFA)

 

David Smith

Divorce Finance Expert (CDFA)

John Duffy

Divorce Finance Expert (CDFA)

Get the support you need at a price you can afford

See our software in action. Purchasing our Plus plan means you and your spouse get all the help you need throughout your entire divorce, and you can add on mediation hours if you need extra support. If you still have questions or need help deciding which plan is right for you, our experienced team is always available for a free call or online chat.

Why do so many Hello Divorce customers work with CDFAs?

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Get the big picture of your finances

How do you value stock options for divorce? What should you do with your retirement plans? How much should you budget for support? CDFAs give you a clear overview of your financial options after divorce and help you come up with a plan.

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Know all of your options

There are usually several ways to divide your finances during a divorce. What if you keep the house instead of selling? How will you handle college costs? CDFAs help think of creative solutions for any financial situation.

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One-on-one support every step of the way

Unlike other online divorce options, real people have your back start to finish.

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Bring us your mess

We can handle almost any divorce situation. Our expert team will map out the right divorce plan for you, and we have divorce professionals standing by to help.

What do our clients think about Hello Divorce?

Don't take it just from us. Find out what people who have gone through their divorce with Hello Divorce think about our process, our software, and life moving on to their next chapter. Then, give us a call to talk about how we can help you.

People love working with us in your state!

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gary crawford
Sep 24, 2024
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My wife and I agreed to a friendly and cheap divorce between us. We filed in South Carolina where we were living at the time of the divorce. Unfortunately, we went through a traditional divorce lawyer and paid her several... More

My wife and I agreed to a friendly and cheap divorce between us. We filed in South Carolina where we were living at the time of the divorce. Unfortunately, we went through a traditional divorce lawyer and paid her several thousands of dollars to file for a divorce but found out the lawyer only got us to a separation. Then she wanted more money to file a divorce. We were irate about this until we found Hello Divorce. We spoke to Heather and informed her of the situation, and she agreed to help us out and step us through submitting the correct paperwork to finalize our divorce to the state of South Carolina. Hello, Divorce, was fantastic and we really wished we would’ve started and ended with Hello Divorce. I would highly recommend Hello Divorce to anyone that is thinking of beginning a divorce process. Hello, Divorce, will walk you through what is needed and will show you the process to follow. They will save you so much money to settle a divorce and be with you ever step of the way. Hello Divorce can save a couple so much time, money and effort in the process.

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Emily Dalerta
May 26, 2024
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Chris Freemott, with Hello Divorce, offered me very helpful, concrete advice, he listened attentively to understand my particular situation and gave me a very clear explanation and understanding of what my options were regarding... More

Chris Freemott, with Hello Divorce, offered me very helpful, concrete advice, he listened attentively to understand my particular situation and gave me a very clear explanation and understanding of what my options were regarding the division of real estate in my divorce, namely the house, that I hoped to keep. He went even further and wrote a very concise letter outlining the facts with his recommendation that I keep the house. I showed the letter to my lawyer and brought it to mediation where everyone read it. It was not an open/shut situation but I was able to keep the house in the settlement, which was a huge relief and victory. Chris was very cooperative and wonderful to work with. I very much appreciate his advisement and help, it was invaluable to me.

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Fitz Allen
Feb 13, 2024
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KC Holdings
Feb 9, 2024
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I spoke to Chris before and after my divorce was final. He was knowledgeable, personable and reassuring as I faced the most difficult time of my life! He provided practical guidance to help me make the best decisions moving... More

I spoke to Chris before and after my divorce was final. He was knowledgeable, personable and reassuring as I faced the most difficult time of my life! He provided practical guidance to help me make the best decisions moving forward, particularly with regards to my real estate questions. Chris made no promises and urged me to discuss key points with my divorce attorney. Overall, being able to talk to Chris helped me have confidence in the decisions I was making and gave me clarity and confidence that I was moving in the right direction. I cannot say enough about have invaluable that extra attention was in this trying time of my life. Thank you again!

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lisa pelletier
Feb 4, 2024
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My mind was blown by the real estate consultation i had for FREE withChris Freemott through Hello Divorce. This dude walked me through all my options, helped run the numbers so i could make a practical decision despite all... More

My mind was blown by the real estate consultation i had for FREE withChris Freemott through Hello Divorce. This dude walked me through all my options, helped run the numbers so i could make a practical decision despite all the emotional attachments. He spent additional time with me and emailed me a summary later. What a great service!

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Keela Bee
Feb 9, 2024
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I spoke to Chris before and after my divorce was final. He was knowledgeable, personable and reassuring as I faced the most difficult time of my life! He provided practical guidance to help me make the best decisions moving... More

I spoke to Chris before and after my divorce was final. He was knowledgeable, personable and reassuring as I faced the most difficult time of my life! He provided practical guidance to help me make the best decisions moving forward, particularly with regards to my real estate questions. Chris made no promises and urged me to discuss key points with my divorce attorney. Overall, being able to talk to Chris helped me have confidence in the decisions I was making and gave me clarity and confidence that I was moving in the right direction. I cannot say enough about have invaluable that extra attention was in this trying time of my life. Thank you again!

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Brooke Purves
Jan 26, 2024
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Hello Divorce is incredibly accessible and has truly streamlined the process for me.I’ll point out just a few things that were especially important to me. The FREE 15-minute planning call is a phenomenal first step down... More

Hello Divorce is incredibly accessible and has truly streamlined the process for me.I’ll point out just a few things that were especially important to me. The FREE 15-minute planning call is a phenomenal first step down the road to divorce. I came with some questions prepped (because I’m a planner), but even if you don’t know where to begin, give them a call. The reps will walk you through the process and save you from hours of searching the web. The ease with which I can schedule time with a very approachable attorney and/or divorce coach means I can get the help I need when I need it in the increments desired for a fair fee. If I only need half an hour of time with the attorney, that’s what I buy. I come prepared to work and I often get everything done right then. Neil has answered every one of my questions quickly and clearly, and I always come away feeling like the visit was worth every penny spent. Divorce coach Kim and I planned what the “big talk” could look like, and Kara helped me to reframe the feelings I had moving through the process. We didn’t have to get into old stuff like a therapist would; we just dealt with the current issue, saving me a ton of time and money. The FREE call with the divorce real estate strategist Chris was probably the most fortuitous of interactions with the platform. I didn’t know what he would do for me, but I figured that if he could even confirm that some options were viable for me in my individual situation, it’d be worth the time. Chris gave me clarity and additional options I was not yet familiar with. He also directed me to information about a lien on my home that I did not know about, something which could have potentially stalled a buyout or sale. Great catch that probably saved me, again, time and money. He also provided the exact language to use when contacting the credit union about the “release of lien” from the county recorder. My account coordinator, Courtney, handles my paperwork and lets me know about upcoming webinars. I wish I had some more immediate way to contact her for quick questions. All communication is via email and with time changes/work schedules, that means some questions don’t get answered until the next business day. Not a travesty, but it can slow down the work. Overall, I am pleased with my Hello Divorce experience thus far, and am grateful the whole team is there to support me.

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Harold Cooper
Feb 1, 2024
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I have spoken with Chris Freemott with Hello Divorce twice regarding my mortgage and divorce. He is by far the most knowledgeable, straightforward, and helpful mortgage specialist that I have ever spoken with and has likely... More

I have spoken with Chris Freemott with Hello Divorce twice regarding my mortgage and divorce. He is by far the most knowledgeable, straightforward, and helpful mortgage specialist that I have ever spoken with and has likely saved me tens of thousands of dollars by avoiding the need to refi my mortgage. Thanks Chris.

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Brooke Purves
Jan 26, 2024
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I am in the middle of a divorce in California and have been using Hello Divorce resources since before I even filed. This platform is incredibly accessible and has truly streamlined the process for me. Yes, I pay for the... More

I am in the middle of a divorce in California and have been using Hello Divorce resources since before I even filed. This platform is incredibly accessible and has truly streamlined the process for me. Yes, I pay for the Pro plan, through which I have a divorce specialist who guides me through the steps, proofs my paperwork before submission to the courts, and answers all of my many, many questions. But I also have taken advantage of the many free and low-cost resources on the Hello Divorce website. There is so much available information and guidance I could talk about, but I’ll try to point out just a few things that were especially important to me. Firstly, the free 15-minute planning call is a phenomenal first step down the road to divorce. I came with some questions prepped (because I’m a planner), but even if you don’t know where to begin, give them a call. The reps will walk you through the process and save you from hours of searching the web. Secondly, the ease with which I can schedule time with a very approachable attorney and/or divorce coach means I can get the help I need when I need it in the increments desired for a fair fee. I love that I don’t have to deal with a retainer or pay for so many hours of work if I don’t need it. If I only need half an hour of time with the attorney, that’s what I buy. I come prepared to work and I often get everything done right then. Neil has answered every one of my questions quickly and clearly, and I always come away feeling like the visit was worth every penny spent. Use their attorneys to get quick answers for a reasonable fee in the privacy of wherever you want to take the call. HD divorce coach Kim and I planned what the “big talk” could look like, and Kara helped me to reframe the feelings I had moving through the process. We didn’t have to get into old stuff like a therapist would; we just dealt with the current issue, saving me a ton of time and money. Moreover, the free call with the divorce real estate strategist Chris was probably the most fortuitous of interactions with the platform. I had received a free home equity buyout analysis early on in the process, which was good information. One day, months later, while clicking on the website, I found a link for a free call with Chris. I honestly didn’t know what he would do for me, but I like information and figured that if he could even confirm that some options were viable for me in my individual situation, it’d be worth the time. By happy accident, I had this wonderful (FREE!) Zoom with someone who gave me clarity andadditional options I was not yet familiar with. Chris also directed me to information about a lien on my home that I did not know about, something which could have potentially stalled a buyout or sale. That was a great catch that probably saved me, again, time and money. He gave me the exact language to say when contacting the credit union about the “release of lien” from the county recorder, and I am getting that lien taken care of. As well, my account coordinator, Courtney, keeps me informed as to the status of my paperwork and informs me of any upcoming webinars that might be useful. My only criticism of working with the coordinator is that I wish we had a chat function or some more immediate way to contact her for quick questions. All communication is via email and with time changes/work schedules, that means some questions don’t get answered until the next business day. Not a travesty, but it can slow down the work. Overall, I am pleased with my Hello Divorce experience thus far, and while I don’t want the divorce process to drag on for much longer, I am grateful the whole team is there to support me along the ride.

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Adriana Acosta
Jan 16, 2024
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they helped my divorce process so smoothly, I didn't have to worry about anything! They guided me through it all and maintained constant communication throughout the process. highly recommend!

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Rohan Harrison
Jan 11, 2024
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Tiffany
Jan 25, 2024
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I have had the pleasure of working with Chris from Hello Divorce and he has been beyond knowledgeable, helpful, informative, supportive and made me feel so at ease about my divorce situation and providing me with some great... More

I have had the pleasure of working with Chris from Hello Divorce and he has been beyond knowledgeable, helpful, informative, supportive and made me feel so at ease about my divorce situation and providing me with some great possible options in regards to how to navigate through my upcoming house equity settlement. I highly recommend using this service. I truly appreciate Chris’s warmth, time, insight and knowledge.

CS
Casey Sullivan
Dec 17, 2023
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Thank you to everyone at the Hello Divorce team. Every part of the service is world class while keeping a certain sensitivity in demeanor in the back and forth dealings. Organized, informative and genuine is how i would describe... More

Thank you to everyone at the Hello Divorce team. Every part of the service is world class while keeping a certain sensitivity in demeanor in the back and forth dealings. Organized, informative and genuine is how i would describe my experience. Thank you again. Casey

KS
Kate S.
Dec 14, 2023
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So quick and easy, I can't recommend this site enough. I worked with Jenn who was crazy fast at responding and very helpful. I felt like I barely had to do anything, it was so easy. Plus, overall it was very inexpensive and... More

So quick and easy, I can't recommend this site enough. I worked with Jenn who was crazy fast at responding and very helpful. I felt like I barely had to do anything, it was so easy. Plus, overall it was very inexpensive and everything went extremely smoothly. No dealing with the courts or filling out paperwork incorrectly and having to spend money and time fixing everything. You can't go wrong with this site, especially if you know you have an uncomplicated divorce. 10 out of 10!

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Carol Martin
Jan 10, 2024
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From my initial call with Hannah, to Courtney who walked me through the filing process and finally then Jenn who made sure my documents were filed on time - these ladies were amazing. They took a stressful situation and... More

From my initial call with Hannah, to Courtney who walked me through the filing process and finally then Jenn who made sure my documents were filed on time - these ladies were amazing. They took a stressful situation and made it easy for me as I was living out of state. The staff at Hello Divorce are all supportive and quick to respond to all your questions and concerns. I'm so glad I chose their services and highly recommend them.

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Our experts know that making the choice to get divorced isn’t easy, so they’re here to support you no matter what.